Recipes / Finance
Telegram finance agent for receipts
Send a receipt photo, PDF, or text to Telegram; it extracts date/amount/category, logs to Sheets, stores the file in Drive, and answers 'how much did I spend on food?'
Tool names link to each official site (opens in a new tab). Links marked “aff” are affiliate links. Disclosure
App vs bot, side by side
| Old app / habit | Bot | |
|---|---|---|
| Tool | Expense tracker apps | n8n + Telegram bot + Gemini Vision + Sheets/Drive |
| Monthly cost | Not reported | Gemini API (free tier available) + n8n; free template |
| Setup | None (already in use) | Not reported · Intermediate |
| Your time | Baseline | Not reported |
| Maintenance | Handled by vendor/you as before | Fix category rules; refresh Google tokens. |
| Privacy | Data stays with the app vendor | Receipts and amounts go to Google Gemini; stored in your own Drive/Sheets. |
Full comparison
| Replaces | Expense tracker apps |
|---|---|
| Bot / agent stack | n8n + Telegram bot + Gemini Vision + Sheets/Drive |
| Monthly cost before | Not reported |
| Monthly cost after | Gemini API (free tier available) + n8n; free template |
| Setup time | Not reported |
| Time saved | Not reported |
| Skill level | Intermediate |
| Reliability | 3/5: published template, no usage reports. |
| Maintenance | Fix category rules; refresh Google tokens. |
| Privacy & data | Receipts and amounts go to Google Gemini; stored in your own Drive/Sheets. |
| Best for | People who live in Telegram |
| Not for | Shared household budgets with bank sync |
Pros and cons
Pros
- Photo, PDF or text input
- Ask spending questions
Cons
- Many credentials to set up
How it works
- Create Telegram bot
- Copy sheet template
- Add Sheets, Drive, Gemini credentials
- Import workflow
- Update IDs
Source and evidence
Published template.
Read the original Template source ↗
“Not reported” means the source doesn't say. We never fill gaps with guesses. Numbers marked “per author” or “vendor claim” are the source's own and weren't independently tested. Source last checked 2026-10-15.
Our rating is an editorial opinion based on the public source above, not lab testing. Spot an error? Request a correction.
Plain-text summary (for search and AI assistants)
Telegram finance agent for receipts. Replaces Expense tracker apps with n8n + Telegram bot + Gemini Vision + Sheets/Drive. Cost before: Not reported. Cost after: Gemini API (free tier available) + n8n; free template. Setup: Not reported, Intermediate. Time saved: Not reported. Reliability 3/5: 3/5: published template, no usage reports. Best for: People who live in Telegram. Not for: Shared household budgets with bank sync. Source: https://n8n.io/workflows/10871-personal-finance-tracker-with-telegram-bot-google-gemini-vision-and-sheets/
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- Claude categorizes raw bank transactions (3/5)
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